Integrated Wealth Plan
SWC offers integrated wealth planning strategies exclusively for business owners. Our capabilities are driven by an in-house team of financial talent and strategic thinkers who design and manage each of the four cornerstones of our integrated platform. We employ a conservative approach committed to unwavering regulatory compliance that seeks to avoid unwarranted risk, maximize allowable deductions and protect income and savings from unexpected life events.
SWC understands business owners unique earning, spending and savings patterns across different industries and age groups, and uses that knowledge to design integrated financial plans that are intended to help you reach your goals most efficiently. SWC also helps business ownersrecognize the tax implications of their entire portfolio, and select the most effective pension and business structures.
 Business Structure |  Risk Management |  Portfolio Design |  Asset Protection |
Structuring a Well-Defined Retirement Plan A well-balanced financial plan hinges on determining the structure that best suits your business. Selecting the most appropriate structure allows business owners to effectively protect their assets, maximize allowable income tax deductions and create the most effective retirement plan. We can show qualifying business owners how they can contribute up to $200,000 or more per year of tax deductable net business earnings to IRS approved retirement plans. | Mitigating the Risk of Unexpected Events A sound risk management strategy provides business owners with the peace of mind while focusing on their business in case of an unexpected event occurs. Risk Management makes strategic use of insurance as a vital component of a truly integrated financial plan, which maximizes your insurance purchasing power. SWC employs an unbiased approach to evaluating insurance options and providers seeking to identify the appropriate solutions for your unique personal, business, and investment needs. | Portfolio Design for a Challenging Economic Climate SWC provides comprehensive wealth management planning and retirement plan solutions. SWC will help you identify the appropriate balance of risk vs. reward, along with managed accounts, mutual fund programs from some of the industry’s leading investment firms. SWC also leverages in house competencies and capabilities to deliver expanded investment options.
| Shielding Personal and Practice Assets At SWC looks at each client's financial life in its totality, and we believe that integrated financial planning is not just about accumulating wealth. It's also about protecting your business assets and personal savings, through qualified plans and other techniques, from losses created by unexpected events that can significantly damage your finances—today and tomorrow. Protecting Personal & Professional Assets While Building More Practice Value
In light of ever-increasing lawsuits, escalating claims and subsequent plaintiff awards, business owners who don’t proactively seek to protect their business and personal assets from judgment creditors run the risk of parting with the fruits of a lifetime of hard work. |
The Blueprint for Your Retirement SWC customizes retirement plan to take full advantage of the tax law changes enacted in 2001 under The Economic Growth and Tax Relief and Reconciliation Act, commonly known as EGTRRA, the 2003 Jobs and Growth Tax Relief and Reconciliation Act, and the Pension Protection Act of 2006. These recent tax law changes can dramatically increase business owners retirement savings opportunities and remove restrictions that previously reduced such accumulations contained within other qualified retirement plans. In our opinion, this important regulatory and policy shift has resulted in an unprecedented opportunity for business owners to boost pre-tax deductions to a qualified retirement plan — and SWC is poised to assist you in this regard. |
Key to SWC’s approach is the delivery and management of all programs and services through a single point of contact: your highly trained Financial Consultant. SWC counts on years of experience doing one thing: leading business owners to financial independence-the point in your life when your savings (and income from savings) afford your lifestyle needs throughout your life expectancy.
The Shortest Path- What sets us apart is our expertise and our exclusive focus on serving business owners. We believe that integrated financial planning delivered through a single, experienced advisor maximizes your ability to reap the rewards your hard work has earned you. And we're eager to build a detailed plan that identifies the date you can expect to reach financial independence.